Paymentsbeginner setup

Square

Payments, invoices, and point-of-sale with no monthly minimum

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A payments platform covering card readers, invoicing, online checkout links, and recurring billing. Pay-as-you-go processing fees with no required monthly subscription for the basics; add-ons cover appointments, payroll, and marketing.

Pricing: No base fee; processing roughly 2.6% + 10¢ in person, 2.9% + 30¢ online

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Best for

Taking cards in person or over invoices quickly
Businesses that want no fixed software bill
Simple recurring billing

Not the best fit for

Businesses that need complex B2B invoicing terms
High-ticket contracting with progress billing

Pros

No monthly fee to start taking payments
Hardware and software from one vendor
Fast payouts

Cons

Processing fees add up at volume
Account holds can affect some business types

Compare Square against

Square vs QuickBooks Online Square vs Stripe

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Pricing shown is an estimate based on publicly listed plans and can change at any time. Confirm current pricing with each vendor.